{"id":20568,"date":"2022-05-17T10:18:18","date_gmt":"2022-05-17T08:18:18","guid":{"rendered":"https:\/\/dossetenta.com\/online-payment-gateways\/"},"modified":"2022-05-17T10:18:18","modified_gmt":"2022-05-17T08:18:18","slug":"online-payment-gateways","status":"publish","type":"post","link":"https:\/\/dossetenta.com\/en\/online-payment-gateways\/","title":{"rendered":"Guide to Choosing the Best Online Payment Gateways for Your Ecommerce 2022"},"content":{"rendered":"Tiempo de lectura:<\/span> 5<\/span> minutos<\/span><\/span>

The online sales sector and online payment gateways<\/strong> are booming worldwide. The pandemic has brought the need for some businesses to reinvent themselves and take on a role in the online world that they previously did not have. Therefore, the need to be competitive in this field has led to a continuous improvement dynamic in the sector\u2019s core processes<\/strong>.<\/p>\n

One of these processes involves payment methods and the need to build trust with customers who, until recently, had never made a purchase online. This is where payment gateways come into play\u2014an essential element in the world of e-commerce<\/strong>\u2014greatly influencing the sales capacity of our online store.<\/p>\n[poll id=”3″]\n

What is an online payment gateway?<\/h2>\n

Payment gateways are essential tools in an e-commerce business because they provide security and trust in online transactions<\/strong>. They act as a virtual POS, authorizing card payments via the web or mobile.<\/p>\n

In other words, we\u2019re talking about platforms that facilitate online payments. They fit any online business, so there\u2019s no need to worry about company size or type.<\/p>\n

Payment verification is done instantly, securely, and directly to the customer\u2019s bank account<\/strong>. If a refund is needed, they offer features that ensure customer satisfaction.<\/p>\n

Difference between an online payment gateway and a virtual POS<\/h2>\n

A Virtual POS is a card payment method directly linked to the bank associated with your business<\/strong>. To obtain one, you must be a business owner or self-employed, have a website, and an active shopping cart.<\/p><\/blockquote>\n

Additionally, you must display the legal notice, delivery and return policies, and general conditions. Once these requirements are met, your bank provides you with a Virtual POS using specific credentials. This payment method integrates with your e-commerce site to make the purchase process easier for your customers.<\/p>\n

How does it differ from a payment gateway? The payment gateway complements the Virtual POS, offering not only card payments but also other options and methods<\/strong>.<\/p>\n

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How does an online payment gateway work?<\/h2>\n

When customers are ready to pay, the website redirects them to a payment gateway to enter their credit card or banking information<\/strong>. Although there are several steps, digital transactions usually take just a few minutes.<\/p>\n

The next step is encryption. Payment gateways encrypt the sensitive information used between buyers and sellers<\/strong>. In addition, the gateway performs fraud checks using built-in security protocols such as TLS (Transport Layer Security). After securing the connection, the card issuer verifies that there are sufficient funds in the account<\/strong>.<\/p>\n

Which one should I choose for my business?<\/h2>\n

How can we integrate card payments into our website? If our website is an e-commerce store or includes any type of sales, it\u2019s essential to choose a payment gateway that meets our needs. For this, it\u2019s important to determine which payment methods we want to offer users<\/strong> to make the buying process easier for customers and maximize sales.<\/p>\n

We should research which payment gateways can be integrated into our website and which accept the cards we want to support. Most payment gateways accept common cards such as Mastercard, Visa, or Maestro<\/strong>. However, some offer a wide variety of options, often adapting to the most popular cards in each country.<\/p>\n

Beyond cards, there are many other payment methods, such as PayPal, cryptocurrencies, and emerging ones like Bizum<\/strong>. But which one should you choose among so many options? Don\u2019t worry. Below, we provide the information you need to choose the online payment gateway that best fits your needs:<\/p>\n

Secure online payment gateways<\/h3>\n

Are you concerned about your customers\u2019 security or the risk of fraud? While there are exceptions, the vast majority of payment gateways offer a high level of security against these risks<\/strong>, so your customers can feel safe.<\/p>\n

There is always some risk of fraud from users with bad intentions in e-commerce. Most of these gateways have anti-fraud systems that prevent such incidents<\/strong>. Furthermore, since these gateways are connected to different banking entities, the risk is minimized thanks to additional security filters.<\/p><\/blockquote>\n

In conclusion, payment gateways have a great capacity to protect both customers and sellers<\/strong>, creating a secure and trustworthy ecosystem that benefits both parties.<\/p>\n

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The most affordable online payment gateway<\/h3>\n

Which is the most affordable payment gateway? There isn\u2019t a clear winner, as most operate within similar price ranges. The key is to determine what payment model or integration they offer<\/strong>.<\/p>\n